Health plan guides
Plain-English guides to choosing health coverage with real numbers: what to add up, what changes the answer, and the 2027 limits that matter.
How to choose a health plan
Add up premiums, likely care costs and the worst case for each plan, step by step, with a worked example.
HSA vs PPO calculator
Two plans side by side: your yearly cost at any level of care, and where the cheaper plan changes.
Your plan or your spouse's?
Compare two employers' plans, splitting the family, spouse surcharges, working-spouse rules and opt-out pay.
Choosing a plan when you're expecting
What a birth costs, why the out-of-pocket maximum matters, and adding your baby to your plan.
Do it with your own numbers
HerePup reads your benefit guides and your own claims and works out which plan will cost your household least.
Free. Your benefit guides and claims are read on your device and never uploaded.